We all purchase insurance with the hopes that we will never need to file a claim.
When the worst happens, don't let filing a claim be the moment you find out your coverage isn't enough to replace what you lost.
We schedule 1 and a half hours for homes up to 5000 square feet. Beginning inside, we take pictures off each room, the attic, the basement and utilities. After all of the rooms have been documented we will take pictures of all of the personal items that need additional coverage to be fully insured. We will finish our services by collecting the drone video and exterior photos.
Homes over 5000 square feet are the same as smaller homes, but we will block out 2 and a half hours to perform the services.
Once you've gotten your quotes and secured your insurance, years can pass before you do it again. During that time, you never think about telling your insurance agent about the improvements you made. The 3-season room, the new roof, or the detached garage you built so you don't need to clear snow off the car all improve your home's value. But if you don't remember to tell your insurance agent about them, they won't be covered.
Our exterior video and photograph services will document what is currently insured and will help your agent identify improvements you've made that will require changes to your coverage.
Every insurance policy has that line item for Personal Property, so my wife's jewelry and my collectibles are covered.
Right?
Well sort of. Your furniture, TVs and appliances are covered, but, unless you have a rider, there are limits placed on jewelry, watches, antiques and other specialty items.
SDA will document all of these items along with images of any receipts or appraisals so that your insurance agent will have all the information they need to make sure you are fully covered.
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